Peningkatan Literasi Uang Digital Melalui Edukasi dan Implementasi QRIS di Desa Kineppen, Kab. Karo, Kec. Munte

Authors

  • Aulia Rahma Universitas Islam Negeri Sumatera Utara
  • Naila Haya Fauziah Universitas Islam Negeri Sumatera Utara
  • Reydina Pasya Amanda Universitas Islam Negeri Sumatera Utara
  • Siti Aisyah Universitas Islam Negeri Sumatera Utara
  • Tuti Anggraini Universitas Islam Negeri Sumatera Utara

DOI:

https://doi.org/10.55606/nusantara.v6i2.8418

Keywords:

Cashless Transaction, Digital Literacy, Kineppen Village, Munte District, QRIS

Abstract

This study aims to improve digital money literacy among the community of Kineppen Village, Munte District, Karo Regency, through education and the implementation of the QRIS (Quick Response Code Indonesian Standard) payment system. The research utilized a descriptive qualitative approach, incorporating field observations, interviews, and direct mentoring with four local businesses: Ayam Penyet Pak Lek, Warkop Aim Tigander, Oke Laundry Kineppen, and Pangkas Singarimbun. The findings show that two businesses, Ayam Penyet Pak Lek and Pangkas Singarimbun, successfully adopted QRIS, leading to smoother transactions and increased customer trust. However, the other two businesses, Warkop Aim Tigander and Oke Laundry Kineppen, still face challenges in adopting the system due to limited internet access and deep-rooted traditional cash payment habits. Despite these barriers, the program significantly enhanced the digital literacy of local entrepreneurs, raising their awareness and readiness to participate in the village’s digital economy. This study emphasizes the importance of continuous support and access to technology in fostering the broader adoption of digital payment systems, particularly in rural areas where technological access may still be limited

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References

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Published

2026-03-03

How to Cite

Aulia Rahma, Naila Haya Fauziah, Reydina Pasya Amanda, Siti Aisyah, & Tuti Anggraini. (2026). Peningkatan Literasi Uang Digital Melalui Edukasi dan Implementasi QRIS di Desa Kineppen, Kab. Karo, Kec. Munte. Nusantara: Jurnal Pengabdian Kepada Masyarakat, 6(2), 435–444. https://doi.org/10.55606/nusantara.v6i2.8418

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