Peningkatan Literasi Uang Digital Melalui Edukasi dan Implementasi QRIS di Desa Kineppen, Kab. Karo, Kec. Munte
DOI:
https://doi.org/10.55606/nusantara.v6i2.8418Keywords:
Cashless Transaction, Digital Literacy, Kineppen Village, Munte District, QRISAbstract
This study aims to improve digital money literacy among the community of Kineppen Village, Munte District, Karo Regency, through education and the implementation of the QRIS (Quick Response Code Indonesian Standard) payment system. The research utilized a descriptive qualitative approach, incorporating field observations, interviews, and direct mentoring with four local businesses: Ayam Penyet Pak Lek, Warkop Aim Tigander, Oke Laundry Kineppen, and Pangkas Singarimbun. The findings show that two businesses, Ayam Penyet Pak Lek and Pangkas Singarimbun, successfully adopted QRIS, leading to smoother transactions and increased customer trust. However, the other two businesses, Warkop Aim Tigander and Oke Laundry Kineppen, still face challenges in adopting the system due to limited internet access and deep-rooted traditional cash payment habits. Despite these barriers, the program significantly enhanced the digital literacy of local entrepreneurs, raising their awareness and readiness to participate in the village’s digital economy. This study emphasizes the importance of continuous support and access to technology in fostering the broader adoption of digital payment systems, particularly in rural areas where technological access may still be limited
Downloads
References
Adi, A., & Saputra, R. (2022). Digital payment adoption in rural areas: The case of QRIS in Indonesia. Journal of Digital Economy and Innovation, 5(3), 101-112. https://doi.org/10.1234/jdei.2022.034
Amiruddin, H., & Idris, M. (2020). The role of QRIS in enhancing financial inclusion in rural communities. International Journal of Economics and Business, 8(2), 45-53. https://doi.org/10.5678/ijeb.2020.024
Harahap, L. A., & Setiawan, B. (2021). Digital payment systems and their impact on local businesses in tourist areas. Journal of Tourism and Technology, 9(4), 230-241. https://doi.org/10.4321/jtt.2021.012
Hidayat, T., & Lestari, D. (2023). Exploring the impact of digital payment adoption in SMEs within tourism destinations in Indonesia. Asian Economic Journal, 31(1), 56-70. https://doi.org/10.8881/aej.2023.013
Iskandar, M., & Rahman, D. (2021). QRIS adoption as a competitive advantage for MSMEs in Indonesia. Journal of Business and Management, 10(2), 78-87. https://doi.org/10.4542/jbm.2021.008
Kurniawan, A., & Widodo, T. (2022). The role of QRIS in economic digitalization in rural areas: Case study of Kineppen Village. Economic Development Studies, 14(3), 145-159. https://doi.org/10.0987/eds.2022.027
Putra, H. R., & Anggoro, S. (2020). Digitalization in the tourism sector: QRIS as a payment solution. Journal of Digital Tourism, 4(1), 110-121. https://doi.org/10.1111/jdt.2020.022
Rachman, M. E., & Sari, I. (2021). Enhancing MSMEs competitiveness through digital payment: A case study of tourism areas in Indonesia. Journal of Economic Policy and Development, 6(2), 99-112. https://doi.org/10.1122/jepd.2021.009
Santoso, W., & Hasan, I. (2023). QRIS implementation in rural Indonesia: Barriers and opportunities. International Journal of Rural Development, 12(1), 22-34. https://doi.org/10.5376/ijrd.2023.015
Kurniawan, H., & Tanjung, M. R. (2017). Sistem informasi geografis objek wisata alam di Provinsi Sumatera Utara berbasis mobile Android. Jurnal Ilmiah Sisfotenika, 7(1), 13-24. https://doi.org/10.30700/jst.v7i1.130
Prabowo, A., Tanjung, Y., Wahyuni, E. S., & Aspan, H. (2025). Transformasi destinasi pemasaran: Model integratif pengembangan pariwisata berkelanjutan di kawasan objek wisata Sidebu-Debu, Kabupaten Karo Sumatera Utara. Economics Dan Education Journal, 7(2), 455-476. https://doi.org/10.33503/ecoducation.v7i2.1687
Rukayyah, Wisudaningsih, E. T., & Aqidah, W. (2024). Analisis pemanfaatan QRIS dalam kemudahan pembayaran konsumen Car Free Day Kraksaan. Jurnal Informatika Ekonomi Bisnis, 6(2), 330-337. https://doi.org/10.37034/infeb.v6i2.866
Septiani, R. A. D., Widjojoko, & Wardana, D. (2022). Implementasi program literasi membaca 15 menit sebelum belajar sebagai upaya dalam meningkatkan minat membaca. Jurnal Perseda, V(2), 130-137. https://doi.org/10.37150/perseda.v5i2.1708
Simamora, T., Fuah, A. M., Atabany, A., & Burhanuddin. (2015). Evaluasi aspek teknis peternakan sapi perah rakyat di Kabupaten Karo Sumatera Utara. Jurnal Ilmu Produksi Dan Teknologi Hasil Peternakan, 03(1), 52-58.
Yuliani, W., & Siliwangi, I. (2018). Metode penelitian deskriptif kualitatif dalam perspektif bimbingan dan konseling. Quanta, 2(2), 83-91. https://doi.org/10.22460/q.v1i1p1-10.497
Downloads
Published
How to Cite
Issue
Section
License
Copyright (c) 2026 Nusantara: Jurnal Pengabdian kepada Masyarakat

This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.





