Peran Fintech dalam Mendorong Transaksi Berkelanjutan dan Investasi Hijau Global
DOI:
https://doi.org/10.55606/cemerlang.v5i1.3436Keywords:
Fintech, Sustainable, Investment, GreenAbstract
Fintech has emerged as a key driving force in fostering sustainable transactions and green investments at the global level. Through product and service innovation, fintech is making access to sustainable financial products easier, encouraging wider participation in the green economy. The role of fintech in driving global sustainable transactions and green investments is increasingly significant as the need for environmentally friendly financial solutions grows. Financial technology (fintech) facilitates wider access to green finance through inclusive and efficient digital platforms. Fintech contributes to carbon footprint reduction by adopting digital-based technologies to replace traditional resource-intensive financial processes. In addition, fintech also encourages green investment by providing services such as crowdlending for renewable energy projects, green asset tokenisation, and sustainability-based portfolio monitoring applications. Collaboration between fintech, regulators, and the traditional financial sector is key in creating an ecosystem that supports the transition to a low-carbon economy. This article discusses the strategic role of fintech in driving sustainable transactions and global green investments, the challenges faced, as well as the future potential to achieve sustainable development goals (SDGs).
Downloads
References
Addy, W. A., Ofodile, O. C., Adeoye, O. B., Oyewole, A. T., Okoye, C. C., Odeyemi, O., & Ololade, Y. J. (2024). Data-driven sustainability: How fintech innovations are supporting green finance. Engineering Science & Technology Journal, 5(3), 760–773.
Ashta, A. (2023). How can fintech companies get involved in the environment? Sustainability, 15(13), 10675.
Aziz, G., Sarwar, S., Waheed, R., Anwar, H., & Khan, M. S. (2024). Relevance of fintech and energy transition to green growth: Empirical evidence from China. Heliyon.
Jange, B., Pendi, I., & Susilowati, E. M. (2024). Peran teknologi finansial (fintech) dalam transformasi layanan keuangan di Indonesia. Indonesian Research Journal on Education, 4(3), 1199–1205.
Liu, H., Yao, P., Latif, S., Aslam, S., & Iqbal, N. (2022). Impact of green financing, FinTech, and financial inclusion on energy efficiency. Environmental Science and Pollution Research, 1–12.
Mawardi, I., Afandi, N., & Sueb, M. (2023). Meningkatkan kesejahteraan dan keberlanjutan: Bagaimana fintech syariah mempromosikan SDGs di Indonesia? El-Sahm: Jurnal Hukum Ekonomi Syariah, 1(1), 43–52.
Ningsih, M. M. (2024). Pembiayaan ramah lingkungan terhadap subsektor energi baru dan terbarukan di Indonesia. Jurnal Energi Baru dan Terbarukan, 5(2), 12–29.
Pawłowska, M., Staniszewska, A., & Grzelak, M. (2022). Impact of FinTech on sustainable development. Financial Sciences. Nauki o Finansach, 27(2), 49–66.
Rusdianto, B., Efendi, B., Rusiadi, R., & Nasution, L. N. (2024). Analisis keterkaitan fintech innovation, financial inclusion, green finance, dan balance of trade di Indonesia. Wawasan: Jurnal Ilmu Manajemen, Ekonomi dan Kewirausahaan, 2(4), 136–148.
Rusiadi, R. (2024). Peran financial technology dalam mendukung green economy dan pembangunan berkelanjutan di negara emerging market. Jurnal Menara Ekonomi: Penelitian dan Kajian Ilmiah Bidang Ekonomi, 10(2).
Saeedi, M., & Ashraf, B. N. (2024). The role of technology in promoting green finance: A systematic literature survey and the development of a framework. Journal of Risk and Financial Management, 17(10), 472.
Salsabila, A., Fasa, M. I., Suharto, S., & Fachri, A. (2022). Trends in green banking as productive financing in realizing sustainable development. Az-Zarqa': Jurnal Hukum Bisnis Islam, 14(2), 151–174.
Tian, H., Siddik, A. B., Pertheban, T. R., & Rahman, M. N. (2023). Does fintech innovation and green transformational leadership improve green innovation and corporate environmental performance? A hybrid SEM–ANN approach. Journal of Innovation & Knowledge, 8(3), 100396.
Xu, Y., Nassani, A. A., Abro, M. M. Q., Naseem, I., & Zaman, K. (2024). FinTech revolution in mineral management: Exploring the nexus between technology adoption and sustainable resource utilization in an Industry 4.0 context. Heliyon, 10(3).
Downloads
Published
How to Cite
Issue
Section
License
Copyright (c) 2024 CEMERLANG : Jurnal Manajemen dan Ekonomi Bisnis
This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.
