Pengaruh Manajemen Keuangan terhadap Kinerja Perusahaan

Studi pada UMKM di Era Digital : Literature Review

Authors

  • Adeliya Adeliya Universitas Pamulang
  • Yohana Putri Universitas Pamulang
  • Rudi Sanjaya Universitas Pamulang

DOI:

https://doi.org/10.55606/cemerlang.v5i1.3417

Keywords:

Financial Management, Company Performance, MSMEs, Digital Era, Literature Review

Abstract

Financial management is one of the key factors in determining the success of a company, especially for Micro, Small, and Medium Enterprises (MSMEs) in the digital era. This study aims to analyze the literature that discusses the influence of financial management practices on MSME performance, considering the role of digital technology in financial management. This study explores key aspects of financial management, such as financial planning, budget control, cash flow management, and investment, and how the application of technology can improve its efficiency and effectiveness. The results of the study show that the use of digital technology, such as cloud-based accounting applications and digital payment systems, can improve the accuracy and speed of financial management, which ultimately has a positive impact on MSME performance. This study provides important insights for MSME actors and policy makers in integrating digital technology to strengthen financial management and improve business competitiveness.

 

Downloads

Download data is not yet available.

References

Ayyagari, M., Demirguc-Kunt, A., & Maksimovic, V. (2014). Financing SMEs and Economic Growth. The World Bank Research Observer, 25(1), 1-22.

Bahtiar, M. (2021). Tantangan dan Peluang UMKM di Era Digital: Studi Kasus pada UMKM di Indonesia. Jurnal Ekonomi dan Bisnis, 10(2), 113-120.

Bank Dunia. (2021). Survei Pengaruh Pandemi terhadap UMKM di Indonesia. Retrieved from https://www.worldbank.org/en/news/press-release/2021

Bastian, I. (2021). Akuntansi Keuangan UMKM. Penerbit Salemba Empat.

Badan Pusat Statistik. (2023). Statistik UMKM Indonesia 2023.

BPS. (2020). Statistik UMKM di Indonesia: Potensi dan Tantangan di Era Digital. Badan Pusat Statistik Indonesia.

Brigham, E. F., & Houston, J. F. (2019). Fundamentals of Financial Management (15th ed.). Cengage Learning.

Cahyono, T. D., & Rizqi, R. M. (2023). Pengaruh Modal Finansial dan Literasi Digital terhadap Kinerja Usaha Kecil dan Menengah (UKM) di Kota Sumbawa. JIIPJurnal Ilmiah Ilmu Pendidikan, 6(12), 10849-10855.

Canti, M. N., Susilawati, W., & Gumilar, I. R. (2023). Analisis Faktor-Faktor yang Mempengaruhi Tingkat Literasi Keuangan UMKM di Kecamatan Garut Kota. Journal of Knowledge Management, 17(1), 11-22.

Dewi, N. L. P. K., Gama, A. W. S., & Astiti, N. P. Y. (2021). Pengaruh literasi keuangan, gaya hidup hedonisme, dan pendapatan terhadap pengelolaan keuangan mahasiswa unmas. Emas, 2(3).

Fathurrahman, I., Icih, I., & Kurniawan, A. (2020). Pengaruh Literasi Keuangan, Sikap Love of Money, dan Pengetahuan Laporan Keuangan terhadap Perilaku Pengelolaan Keuangan UMKM di Wilayah Kabupaten Subang. JASS (Journal of Accounting for Sustainable Society), 2(01).

Ghasemi, M., & Nazari, M. (2020). Financial Management Practices and SMEs Performance: Evidence from Emerging Markets. Journal of Small Business and Enterprise Development, 27(5), 775–795.

Gitman, L. J., & Zutter, C. J. (2021). Principles of Managerial Finance (15th ed.). Pearson.

Gonibala, A., Hasanah, M., & Rizki, S. (2019). Pemanfaatan Teknologi Digital untuk Pengelolaan Keuangan pada UMKM di Indonesia. Jurnal Teknologi dan Inovasi, 5(1), 45-59.

Gonibala, N., Masinambow, V. A., & Maramis, M. T. B. (2019). Analisis pengaruh modal dan biaya produksi terhadap pendapatan UMKM di Kota Kotamobagu. Jurnal Berkala Ilmiah Efisiensi, 19(01).

Kementerian Koperasi dan Usaha Kecil dan Menengah RI. (2021). Statistik UMKM 2021. Jakarta: Kementerian Koperasi dan UKM.

Kementerian Koperasi dan UKM. (2020). Strategi Transformasi Digital UMKM untuk Meningkatkan Daya Saing. Jakarta: Kementerian Koperasi dan UKM.

Kusnadi, A., & Wiranata, H. (2022). “Pemanfaatan Teknologi Digital dalam Meningkatkan Efisiensi Manajemen Keuangan UMKM.” Jurnal Manajemen dan Kewirausahaan, 24(1), 45-55.

Nasution, D., & Rafiki, A. (2021). “The Role of Financial Management in Enhancing SMEs Performance in the Digital Era.” International Journal of Business and Economics Research, 10(2), 125-135.

Organization for Economic Co-operation and Development (OECD). (2019). Digital Transformation in SMEs. OECD Publishing.

Rahmawati, S., & Putri, A. (2021). Manajemen Keuangan UMKM di Era Digital: Pengaruh terhadap Profitabilitas dan Efisiensi Operasional. Jurnal Manajemen Keuangan, 8(3), 202-215.

Rahmawati, A., & Putra, D. (2021). Pengaruh Adopsi Teknologi Digital terhadap Kinerja Keuangan UMKM. Jurnal Ekonomi Digital, 5(2), 45-58.

Rohn, J. (1997). The 70-10-10-10 Principle: A Simple Way to Manage Your Money. Entrepreneur Press.

Sari, M., Nugraha, T., & Dewi, F. (2022). Manajemen Risiko Keuangan pada UMKM: Tinjauan Empiris. Jurnal Keuangan dan Perbankan, 14(1), 25-37.

Sari, M. K., & Santoso, D. (2023). Digital Financial Practices for SMEs: Challenges and Opportunities in Emerging Economies. Springer.

Setyawan, H. (2020). Literasi Keuangan dan Kinerja UMKM: Sebuah Pendekatan Teoritis. Jurnal Manajemen, 8(3), 14-27.

Sugiyono. (2021). Metode Penelitian Kombinasi (Mixed Methods). Bandung: Alfabeta.

Suryanto, T., Thalassinos, E. I., & Thalassinos, Y. E. (2020). Digitalization of Small and Medium Enterprises (SMEs): Strategies for Financial Sustainability in the Corona Era. International Journal of Economics and Business Administration, 8(4), 123–134

Tiwari, S., Prakash, R., & Kumar, V. (2019). Digital Transformation in SMEs: A Financial Perspective. Journal of Small Business and Enterprise Development, 26(4), 497-512.

Turban, E., Pollard, C., & Wood, G. (2018). Information Technology for Management. Wiley.

Wijaya, R. (2023). Peran Fintech dalam Meningkatkan Akses Pembiayaan untuk UMKM. Journal of Financial Innovation, 6(1), 78-90.

World Bank. (2020). Digital Economy for SMEs: Resilience and Recovery in the Post-Pandemic Era. Washington, DC: World Bank.

World Economic Forum. (2020). The Future of Financial Infrastructure in the Digital Era. Geneva: World Economic Forum.

Wulandari, F., & Saputra, R. (2022). Financial Technology Adoption and Its Impact on MSME Financial Performance: Evidence from Indonesia. Journal of Emerging Financial Technology, 5(1), 45–60.

Yulianto, D., Firdaus, M., & Hidayat, I. (2022). Adopsi Teknologi Digital pada UMKM: Dampak terhadap Pengelolaan Keuangan dan Kinerja Bisnis. Jurnal Teknologi dan Bisnis, 6(4), 67-80.

Zhang, J., & He, Z. (2018). Financial Management Practices in SMEs: A Study in the Digital Context. Asian Journal of Business and Accounting, 11(1), 123-136.

Downloads

Published

2024-12-24

How to Cite

Adeliya Adeliya, Yohana Putri, & Rudi Sanjaya. (2024). Pengaruh Manajemen Keuangan terhadap Kinerja Perusahaan : Studi pada UMKM di Era Digital : Literature Review. CEMERLANG : Jurnal Manajemen Dan Ekonomi Bisnis, 5(1), 23–30. https://doi.org/10.55606/cemerlang.v5i1.3417

Similar Articles

<< < 11 12 13 14 15 16 17 18 19 20 > >> 

You may also start an advanced similarity search for this article.