Pentingnya Literasi Keuangan Bagi Siswa Siswi Di SMK PGRI 31 Legok Kabupaten Tangerang
DOI:
https://doi.org/10.55606/nusantara.v4i3.2927Keywords:
Financial Technology, Financial Literacy, Peer-to-peer (P2P Lending)Abstract
Recently, people have been shocked by the high level of bad credit among Millennials. Based on the findings of the Otoritas Jasa Keuangan (OJK) (Wibowo, 2024), the number of bad loans for more than 90 days in the peer-to-peer (P2P lending) financial technology industry, or what is known as loans for the individual category, has reached IDR 1,73 trillion as of May 2023. The problem is, the Millennial generation or those aged 19-34 years are the biggest "contributors" of bad credit. Various experts say that the Millennial generation is in debt due to the Fear of Missing Out (FOMO) phenomenon, aka following trends to feel like they are not "missing out". Some other experts think that their financial literacy is low.
References
Admin. (2008). SMK PGRI 31 LEGOK TANGERANG. http://bisnismanajemen.blogspot.com/2008/01/propil-sekolah.html
Admin. (2022a). Infografis Hasil Survei Nasional Literasi dan Inklusi Keuangan Tahun 2022. https://ojk.go.id/id/berita-dan-kegiatan/info-terkini/Pages/Infografis-Survei-Nasional-Literasi-dan-Inklusi-Keuangan-Tahun-2022.aspx
Admin. (2022b). Siaran Pers: Survei Nasional Literasi dan Inklusi Keuangan Tahun 2022. https://ojk.go.id/id/berita-dan-kegiatan/siaran-pers/Pages/Survei-Nasional-Literasi-dan-Inklusi-Keuangan-Tahun-2022.aspx
Artikel, A. (2018). LITERASI KEUANGAN. https://snki.go.id/literasi-keuangan/
Fadhlurahman, M. N. (2023). Literasi Keuangan Keluarga: Inklusivitas Keuangan Berbasis Gender, Langkah Strategis Menuju Indonesia Emas 2045. https://djpb.kemenkeu.go.id/portal/id/berita/lainnya/opini/4157-literasi-keuangan-keluarga-inklusivitas-keuangan-berbasis-gender,-langkah-strategis-menuju-indonesia-emas-2045.html#:~:text=Berdasarkan Hasil Survei Nasional Literasi,yang sebesar 38%2C03%25.
Kusmaya, E. (2023). Update Rekam Jejak Prestasi SMK PGRI 31 Legok Tahun 2023. https://www.cakrabanten.co.id/2023/12/update-rekam-jejak-prestasi-smk-pgri-31.html
Subiyantoro, A. (2024). (20613761) SMKS PGRI 31 LEGOK. https://sekolah.data.kemdikbud.go.id/index.php/chome/profil/E5DB8694-A323-45B0-8940-DBCC2C04919C
Wibowo, A. S. (2024). Literasi Keuangan Yang Terlupakan. https://money.kompas.com/read/2024/03/19/112737526/literasi-keuangan-yang-terlupakan#google_vignette
Winarsih, E. (2024). SMK PGRI 31 Legok. https://itopiaspaces.com/author/ella/
Yushita, A. N. (2017). Pentingnya Literasi Keuangan bagi Pengelolaan Keuangan Pribadi. Jurnal Nominal. http://keuangan.kontan.co.id/news/ojk-literasi-keuanganmasyarakat-masih-rendah
Downloads
Published
How to Cite
Issue
Section
License
Copyright (c) 2024 NUSANTARA Jurnal Pengabdian Kepada Masyarakat
This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.
